Talent is the first resource of our company. Bring into full paly of each one's ablility for realizing a unanious goal. Spirit of Company: Pursue Preminet Quality with Technology Innovation Concept of Company: Faithfulness Effectiveness Innovation Practical Teamwork We have a passion for what we do – and we believe you will see this in our products, our service and our team. Innovation lies at our heart, we constantly challenge convention. Through fresh thinking we are continually first with new ideas and products that seize the initiative. Even as we’ve grown to be a top-ten provider, we have stayed innovative; striving to create our next advance. This ensures you will always be offered products that take full advantage of opportunities. We are committed to working in partnership with experts – knowing what core skills are a part of Skandia, and refining these – knowing what expertise others have and working with them. We created MultiManager investment, linking to outside fund management houses, because we acknowledge their skills and approach are unique – while we add value in the product design and administrative excellence through which you access the investment skills. Administrative excellence is not a subjective measure – the Five Star awards for service are an independent assessment of service. Since their inception we have won more awards than any other provider, recognition of the central place service has at Skandia. Innovation, partnership and commitment to service –three hallmarks of the way we approach business.